Wallets are the permission layer of the Nostr economy.
The Wallets route is not just a payment directory. It is the place where a visitor learns what they are authorizing when a Nostr app starts moving value. A zap is a public signal. NWC is a scoped remote-control channel. Cashu is bearer ecash with mint trust. A Lightning address is a social money handle with an always-on service behind it. A product wallet can be a hosted account, node remote, operator backend, ecash wallet, app connector or all of those at once. The hub should help you name the boundary before the interface asks you to fund it.
The current source trail points to five anchors: NIP-47 for app-to-wallet permissions, NIP-57 for zaps, NIP-60 and NIP-61 for Cashu wallets and nutzaps, NIP-75 for fundraising goals and NIP-87 for ecash mint discoverability. Around those standards sit the products that make them livable: Alby Hub, ZEUS, LNbits, Coinos, Primal Wallet, Cashu.me, Minibits, Boardwalk Cash and smaller NWC tools. The useful hub does not crown one winner. It teaches you how to read the promise each product makes.
Read the wallet by failure mode.
A strong wallet page asks what happens when the happy path fails. If the relay drops an encrypted NWC request, can the app tell you that transport failed? If an invoice expires, does the UI separate timeout from insufficient budget? If a Cashu mint disappears, does the wallet explain what that means for proofs and redemption? If a hosted provider closes the account, can the user export or withdraw? If a creator goal is overfunded, missed or disputed, does the page say what the money now means? These are not pessimistic questions. They are the difference between a magazine article and a brochure.
This is also where Wallets connects to the rest of the archive. Privacy explains why key custody and metadata matter. Commerce explains why a zap is not automatically a purchase. Media explains why creators need payment language that fits the room. NIPs explain which event kind carries which promise. Apps explain the product surface. The Wallets hub sits in the middle because money makes every vague interface more expensive.





